The Role of Structural Engineers in Insurance Assessments: Expertise When It Matters Most

When a property suffers unexpected damage—whether due to subsidence, storm events, fire, flooding, or accidental impact—the priority for all stakeholders is swift, accurate evaluation and remediation. In these often high-pressure situations, the expertise of a chartered structural engineer is not only invaluable but essential. At Richard Herrmann Associates, we understand the urgency, sensitivity, and technical demands of such assessments, and pride ourselves on delivering responsive, thorough support when it matters most.

A Trusted Partner for Insurers and Loss Adjusters

Insurance providers and loss adjusters rely on structural engineers to deliver impartial, technically sound evaluations that form the basis of fair claims handling. Our role involves a comprehensive inspection of the damage, diagnosis of structural implications, and clear communication of recommended next steps—whether that means immediate temporary works, long-term repairs, or full-scale structural remediation.

At RHA, our chartered status through the Institution of Structural Engineers (IStructE) assures clients of the highest standards of professional competence. With decades of experience across residential, commercial, and industrial properties, we are well-versed in identifying both obvious and hidden structural issues that can arise from complex scenarios.

Rapid Response, Reliable Results

We understand that delays in the claims process can be costly and stressful for all involved. That’s why we are committed to being reactive and prompt in our service. Our engineers are able to attend site quickly, often within 24 to 48 hours depending on location and severity. This rapid response not only accelerates the insurance process but often helps to mitigate further damage through early intervention and expert advice.

Our structured reporting process ensures clarity and consistency. We deliver detailed assessments that include:

• Visual and structural evaluations

• Root cause analysis

• Remedial recommendations

• Cost-sensitive repair options

• Compliance with current building standards

  
  

These reports are formatted to support insurers and legal teams in their due diligence and decision-making, minimising ambiguity and delay.

Depth of Experience, Breadth of Insight

No two insurance cases are alike. Whether we are evaluating movement in an historic building, structural damage in a multi-storey commercial development, or impact to a load-bearing wall in a domestic property, our extensive industry experience allows us to adapt to each scenario with confidence and competence.

We also understand the need for empathy when dealing with homeowners or business operators affected by structural failure. Our team maintains a professional yet approachable manner, helping all parties navigate the process with clarity and assurance.

Your Structural Engineering Experts in Times of Crisis

At RHA, we don’t just offer technical expertise—we bring peace of mind. Our reputation for reliability, professionalism, and in-depth knowledge makes us a valued partner to insurers, adjusters, and property owners alike. When the unexpected occurs, you need a structural engineer who will not only respond quickly but also bring the depth of understanding that only comes with chartered status and years of hands-on experience.

If you require structural engineering support for an insurance assessment, don’t hesitate to contact us. We're here to provide clarity in complexity—swiftly, professionally, and with precision.